The High Cost of Living in Toronto forces Both Parents to work and forces their Children into Daycare

Posted by PITHOCRATES - November 24th, 2013

Week in Review

Once upon a time we worked so we could raise our families.  Now we find someone to raise our children so we can work (see Daycare in Toronto: ‘Parent summit’ participants tell of vastly different experiences by Marco Chown Oved posted 11/22/2013 on the star).

Diana Tarango is worried. Her 4-year-old daughter is in all-day kindergarten, but because she can’t find before- and after-school care, she can’t go back to work.

Perry Wong and Nalini Nankoo are frustrated. They have been looking for a daycare space for their 2-year-old son and have put down non-refundable deposits to get on the waiting list at a half-dozen daycares. They can’t afford to keep wasting money, and their son still doesn’t have a space.

Cynthia Zhu and Kenny Ji couldn’t be happier. They’ve been in Canada for less than a year and they’ve got both their kids in subsidized daycare spots near their home.

These stories show how ineffective our patchwork daycare system is, said Councillor Shelley Carroll.

“Child care is an issue that affects us all in different ways,” she said. “That’s why we need these meetings and why we need to get people talking across generations, too.”

Parents, grandparents and even childless adults are all affected by the high cost of daycare, said Carroll, and a better system won’t just be better for families with young children, it will be good for the economy as well.

There are 57,000 daycare spaces in Toronto, only enough for 21 per cent of the city’s children under 12. The city subsidizes 24,264 of those spaces, which only covers about 28 per cent of children in low-income families.

Making matters worse, the wait-list for a subsidized spot is more than 18,500 people long…

Tarango, newly arrived from Hungary, looked into putting her younger son into daycare, but can’t believe how much it would cost.

“I was amazed when I asked the price: $1,500 per kid (per month)!” she said. “In Hungary, after one and a half years, everything is free. The daycare even provides food free, too.”

If 21% of the total number of children under 12 equals 57,000 then the total number of children under 12 in Toronto equals 271,429 (57,000/0.21).  The total number of children who need daycare is 75,500 (57,000+18,500).   Subtracting this number from the total number of children under 12 equals 195,929 (271,429-75,500).  So the percentage of children under 12 who are raised in Toronto without daycare equals 72.2% (195,929/271,429).  In other words, the vast majority of children of daycare age DON’T use daycare.  Which is a good thing.  And one would hope that’s because they have a stay-at-home parent raising their child in a loving household.  Instead of dumping these inconvenient pains in the ass at daycare so they can do something more rewarding than parenting.

There may be many reasons why parents need daycare for their children.  Single mothers may need daycare so they can work.  There could be a married parent that prizes a career over raising children and prefers to work instead of being a stay-at-home parent.  But perhaps the greatest reason is that parents can’t raise a family on a single income because of high taxes.  Some of which are going to subsidize daycare at $1,500 per child per month.  Which creates a death spiral for daycare.

Daycare isn’t cheap.  So it takes a lot of tax dollars to subsidize.  The high unmet demand for daycare spaces requires more tax dollars to subsidize.  Which require higher tax rates.  Leaving people with less take-home pay.  Making it more difficult for parents to raise a family on a single income.  Requiring more two-income households.  And a greater demand for daycare.  Requiring more tax dollars.  And higher tax rates.  Leaving families with less take-home pay.  And so on.

The best way to provide for these children?  Tax cuts.  Allowing families to keep more of their take-home pay.  So much that they can raise a family on a single income.  Like they used to do.  Before the welfare state.  That provided cradle-to–grave benefits.  Which, ironically, leaves working people with less.  And forces their children to spend more time growing up with strangers.  And less time with their parents.

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FT183: “Conservatives believe chivalry is not dead while liberals want to destroy the dreams of little girls.” —Old Pithy

Posted by PITHOCRATES - August 16th, 2013

Fundamental Truth

Liberals help Women delay Living Happily Ever After as Long as Possible

Conservatives believe in customs.  And traditions.  Those things that are tried and true.  Like the institution of marriage.  The foundation of the family.  Where a man and a woman pledge their love to each other.  To have and to hold.  From the day of their wedding forward.  For better.  For worse.  For richer.  For poorer.  In sickness and health.  To love and to cherish.  Till death do they part.  All the while living happily ever after.  As husband and wife.

Conservatives do not believe chivalry is dead.  Conservative men still place women on pedestals.  They stand up when a lady enters the room.  Holds her chair for her.  If it’s raining or cold outside a conservative will give his coat to her.  And open and close the door for her.  A conservative will shield her from danger.  And protect her honor.  Always treating her like a lady.

A liberal feminist woman, on the other hand, will say, “Don’t you dare open that door for me.”  For she is fiercely independent.  And wants nothing to do with chivalry.  She wants to be treated like a man.  Liberals, in fact, want women to have a career first then maybe consider getting married.  Or having children.  And not have the fairytale wedding all girls dream about.  Looking forward to the day when her Prince Charming will come along.  And sweep her off her feet.  No.  Liberals want to kill that dream.  And kill all romance.  Giving women birth control, access to abortion and the morning-after pill so she can avoid living happily ever after as long as possible.

Liberals believe being a Part-Time Mother is Good Enough

Conservatives don’t like high taxes.  Because a generation ago taxes were low enough that most everyone could raise a family on a single income.  But with the rise of the welfare state taxes have steadily risen.  Taking more and more of our paychecks.  Making it difficult for a woman to stay at home and be a full-time mother.  Which is why, today, many women are forced to be part-time mothers.  So they can earn a second income.  So they have enough left over in their paychecks after paying for the welfare state.

The family is the center of the conservative’s world.  Which is why they work hard to establish a career.  And vote to keep the tax bite as small as possible.  So they can afford to buy a house.  And begin raising their family.  With the mother staying home to be a full-time mother.  To give her children the best possible of all childhoods.  Having all of their material needs met.  A nurturing environment.  Created by a loving father and mother.  Who teach their children the customs and traditions that their parents taught them.  And help them with their school work so they get the best possible education.  So they, too, will one day be able to earn enough to raise their own family.

Liberals, though, believe in childcare.  In fact, they want state-funded childcare so women can return to work as soon as possible after having their children.  Leaving part of the raising and nurturing of their children to strangers.  As if children are a burden.  Like cutting the grass.  Something that they can farm out to other people.  As a working mother has better and more important things to do.  Like earning a paycheck.  Which is why liberals want state-funded childcare.  Because they believe being a part-time mother is good enough.  A working mother’s children may disagree with that.  But liberals are old-fashioned in this one respect.  They believe children should be seen and not heard.

Liberals encourage Women to stay Strong, Independent and Alone

Conservative policies tend to favor families.  They promote families.  While liberal policies make the family obsolete.  By trying to make husbands and fathers obsolete.  Liberal policies allow a woman to build a career instead of a family.  Birth control, access to abortion and the morning-after pill allow her to engage in consequence-free sex.  Liberal policies enable so many women to give it away for free that men see no reason to marry them.  Women earn their own money.  And with no children there’s no need for a woman to get married.  So she can stay strong and independent.  And alone.

Of course, today, there are a lot of women starting their families in their forties.  As they’ve discovered they want more than just to be strong, independent and alone.  They want a family.  They want children.  Their own children.  Before it’s too late for them to have children.  As waiting too long physically complicates things both for the mother and the child.  And there can be some emotional issues.  For a young child entering school with a 50-year old mother will be different from other children who have parents in their twenties.  And when they graduate high school their parents will be ‘grandparent’ age.  Perhaps not being there for their children when they start raising their own families.

Conservative policies foster the bonds between parents and children.   And grandchildren.  While liberal polices weaken these bonds.  By encouraging a woman to exchange a career and casual sex for marriage and a family.  Who may later in life discover that she wants to be married and raise a family.  But because she was a devoted follower of devout liberal feminist dogma those things are harder now.  And most likely she will have to do them alone.  As the men these women rejected to pursue their career likely found other women who wanted to get married and raise a family.  And even if those marriages didn’t last happily ever after they probably have grown children from it.  And may not be interested in doing it all over again.  As their children may still be consuming a large percentage of their paycheck.  Especially if they’re going to college.

And yet with every election cycle it is the conservatives that hate women and children.  Not the people that are destroying women’s lives by telling them to forget their silly childhood dreams of meeting prince charming, having the beautiful wedding and raising children.  Instead they should stay strong, independent and alone.  Forcing many women to miss or delay the greatest experience of their lives.  Raising their family.

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Keynesian Economics and Liberal Democrat Policies increase the Cost of Raising Children

Posted by PITHOCRATES - December 30th, 2012

Week in Review

A generation or two ago people got married to raise a family.  The husband typically earned the money.  And the wife raised the family.  On a single salary.  A time when most children grew up in a two-parent household.  Where boys grew up playing with toy guns.  But never took a real one to school.  Today it’s a lot harder to raise a family on a single income (see Cost of Raising a Child Up to $235K—Before College by Chris Wadsworth, special to USA TODAY, posted 12/24/2012 on CNBC).

According to the latest statistics released by the U.S. Department of Agriculture, parents will spend an average of $235,000 to raise a child born in 2011 to the age of 17. (And that’s not taking into account any savings for college).

Housing, food, clothing, health care, child care, schooling … the list of compulsory expenses goes on and on. Discretionary spending such as family vacations, birthday gifts, music lessons and the like are mostly extra…

The greatest share of these expenses is housing, which is 30 percent of the total. It’s followed closely by child care and education at 18 percent and food at 16 percent…

“Our day care expense for just our older son was over $1,000 a month,” Sutton says. “If we had put our younger son in day care as well, it would have been about $2,200 a month. That was more than our mortgage payment.”

We hear this all of the time.  But we never really hear the why.  Why is it that it takes two incomes to raise a family these days?  Forcing parents to pay so much for day care that they could buy another house with that money.  Why that house expense is so expensive.  And why education and food costs so much.  So let’s look at the why.  And here’s why.  Keynesian economics.  And liberal Democrats.

Liberal Democrats champion Keynesian economics as it sanctions what they want to do most.  Tax, borrow, print and spend.  When Nixon decoupled the dollar from gold the great devaluing of the dollar began.  In 2012 it took $8.21 to buy what $1 would by in 1955.  A $15,000 house in 1955 would cost about $127,000 today.  So that’s part of the reason why housing is so expensive.  The other reason is that Keynesian monetary policy.  Where the Federal Reserve (America’s central bank) kept interest rates artificially low to encourage people to buy houses.  Which they did.  In droves.  Driving up the price of housing.  Creating housing bubbles.  The last one bursting into the subprime mortgage crisis.  Giving us the Great Recession.

But it’s just not the Federal Reserve devaluing the dollar.  Gasoline cost about $0.23/gallon in 1955.  If you adjust that for inflation it would bring it up to $1.89 today.  At the end of summer 2012 the average gasoline price was $3.72/gallon.  Which is a $1.83 premium over the inflation-adjusted price.  A 96.8% increase in price.  What caused this near doubling in price?  Well, the American Left has shut down a lot of oil drilling due to environmental issues.  Raising the cost of crude oil.  Which increased the cost of gasoline refined from that crude oil.  Further, new environmental regulations have increased the cost of refining.  Requiring a plethora of blends depending on the time of year.  Further increasing the price of gasoline.

Higher gasoline prices make everything more expensive wherever gasoline is used.  On the farm.  The transportation from the farm to the food processor.  Transportation from the food processor to the food wholesaler.  Transportation from the food wholesaler to the food retailer.  Transportation from the family home to the grocery store and back.  High gasoline prices raise prices everywhere.  And consume more of the family budget.

Education is the one industry no one every blames those in control of the industry for being greedy.  No one every blames our universities for their high tuition fees.  They blame the taxpayers who don’t approve higher taxes to subsidize the high cost of education.  Which is high due to very generous pay and benefit packages for teachers, professors, administrators and support personnel.  Much more generous than those found in the private sector.  Why do they get away with this when liberal Democrats attack business owners for being greedy?  Because business owners don’t have as their primary mission to produce Democrat voters.

So what is increasing the cost of raising children so much?  Liberal Democrat policies.  They depreciate the currency, inflate the cost of housing (and cause Great Recessions), add huge regulatory costs that increase prices throughout the supply chain and create and protect a privileged class.  Consuming more and more of the family budget.  Making it ever more costly to raise children.

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