Cult of Personality

Posted by PITHOCRATES - February 20th, 2014

Politics 101

Hitler received the Iron Cross for Bravery which carried a lot of Currency in a Militaristic Germany

Adolf Hitler could give a speech that fired up the masses.  People loved him.  The Nazis rose to power by winning elections.  People elected them because they liked what the Nazis were saying.  Things were not that good in Germany.  The victorious Allies blamed World War I on them even though all nations jumped in enthusiastically.  And then to add insult to injury the Allies made Germany pay reparations.  Burdening Germany with the cost of World War I.

This was especially galling as Germany didn’t lose the war.  The war ended in an armistice.  Which is a mutual cessation of warfare.  Not unconditional surrender.  And yet here was Germany.  Being treated as if they surrendered unconditionally.  It made a lot of people feel angry.  And betrayed.  Enter Adolf Hitler.  Who could tap into that anger and feelings of betrayal.

Hitler was a war veteran.  He served as a dispatch runner in World War I.  Wounded by artillery.  And blinded temporarily by mustard gas.  He even received the Iron Cross for bravery.  Although it may have had more to do with spending so much time with senior officers at headquarters that issued those dispatches.  But for a militaristic Germany an Iron Cross carried a lot of currency.

When the Reichstag burned down Hitler blamed the Marxists and turned Germany into a Police State

So Hitler was a brave war hero.  Even though he didn’t actually use a weapon.  Which was a good foundation to build on.  For war heroes don’t stab people in the back after fighting bravely for them in war.  Which is how many Germans felt about the politicians.  Betrayed.  Victims of the evil, conniving politicians.  So the people felt victimized.  And they were looking for someone to stand up for them.  To right these wrongs.

Hitler wanted to be an artist.  But when that didn’t work he turned to politics.  And learned what a good speaker he was.  He even studied how to become a better speaker.  How to look.  How to use his hands.  How to inflect his voice.  His speeches became very moving.  Very dramatic.  He made the defeated Germans feel better.  For he told them that it wasn’t their fault.  It was the politicians, and the Marxists, that stabbed Germany in the back.  And he was the one man that could do something about it.

When the Reichstag burned down he blamed the Marxists.  Who the Nazis shared power with in the Reichstag.  But didn’t want to.  It’s still debated who started the fire (the communists, the Nazis, others) but what it did was allow the newly appointed chancellor, Adolf Hitler, to urge President Hindenburg to suspend all civil liberties so they could hunt these communists down like the dogs they were.  President Hindenburg did.  And the government rounded up the communists.  With them out of the government the Nazis no longer had to share power.  And turned Germany into a police state.  To keep that power.

The Equation Brutal Dictators use to stay in Power is Victimization + Demonization + Emotion = Power

Hitler was charismatic.  He could give a powerful speech.  And after the Reichstag fire he controlled the people.  Using censorship and propaganda he made himself god-like.  The war hero.  The savior of the German people.  To undo all the injustice of the Versailles Treaty.  Standing up to the Allies.  Punishing those who stabbed Germany in the back (first the Marxists and then the Jews).  And restoring German pride.  Because he got even with those who wronged the German people.  The people loved him.  He could do no wrong in their eyes. No matter how much wrong he did.  Which he could hide from the people.  Thanks to his censoring of the free press.  And his state propaganda machine.  Which is why people packed stadiums and the sides of roads.  Showering him with their adoration.

Adolf Hitler was Germany.  Germany was Adolf Hitler.  His national socialism provided for the people.  In return the people were subservient to the state.  Germany was more important than the individual.  And Adolf Hitler was more important than Germany.  So anything he did was okay.  For he could do no wrong.  As there was nothing more important than Adolf Hitler.  For Hitler was a cult of personality.  Above the law.  And god-like.  Where people believed he was the only one that could save the nation.  And would do anything for him.  With the most devout joining the SS.  Fighting with unbounded fanaticism in combat.  And carrying out the Holocaust with ruthless efficiency.  They pledged their loyalty to Adolf Hitler.  Not Germany.  And would do anything for him.  Anything at all.  Even torture and kill their fellow Germans.  If that was what their Führer wanted.

This is how dictators were able to do some of the things they did. Because they were a cult of personality.  Mao Zedong.  Saddam Hussein.  Benito Mussolini.  Muammar Gaddafi.  Kim Il-sung.  Kim Jong-il.  Kim Jong-un.  These brutal dictators were/are all worshipped by their people.  At least the people they weren’t/aren’t torturing or killing.  For they had an equation they used to remain in power.  Victimization + Demonization + Emotion = Power.  Similar to the equation the Democrats use to win elections.  Victimization + Demonization + Emotion = Democrat Votes.  Where they victimize the people.  Find someone to demonize for this victimization.  Such as Marxists and Jews in Nazi Germany.  Or Republicans in the United States.  Then use state propaganda to disseminate their lies.  Like Joseph Goebbels did in Nazi Germany.  And like the mainstream media in the United States disseminates Democrat talking points.  And then use fiery rhetoric to incite the people’s emotions.  Like Hitler, Hussein, Mussolini, Gaddafi, Kim Il-sung, Kim Jong-il, Kim Jong-un and every other cult of personality did.  Like these ‘god-like’ people still do today.

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Colleges and Universities take Advantage of Students to keep that Tuition Money flowing into Big Education

Posted by PITHOCRATES - February 16th, 2014

Week in Review

Getting a college degree is expensive.  Because the greedy rich people running our colleges and universities keep raising the cost of tuition, forcing students to take out bigger and bigger student loans to satiate their greed.  And to make matters worse they often sell them worthless degrees for the current marketplace.  Often giving students poor advice.  Getting them to commit to those big student loans by hook or crook.  Taking advantage of these young students’ trust in them.  Anything to keep that money flowing into Big Education (see What you wish you’d known about college ahead of time by Caitlin Moran posted 2/14/2014 on The Seattle Times).

We received several thoughtful responses to our most recent reader question, which asked: “What do you wish you had known about college ahead of time..?”

Here are a few examples of what our readers said they wish they had known about college when they were younger. Some responses have been edited for length and grammar.

I wish I had known to do more research about my major and what it would actually do for me job-wise. I don’t use my degree for my job now, and I keep hearing about many people who take out huge school loans and graduate with few job skills. I worked my way through school, which was not fun, but at least I got out of college debt free. With recent tuition hikes, getting out debt free is much harder, and students need to make sure the loans will be worth it…

I wish I’d known I should know more about the world before going to college, so I had some idea why I was going. Had I known more about careers, skills and background for careers, and myself, I would have made different choices in college. I wish I had worked for a year or two, known what it was like, and known more about what I wanted.

Of course Big Education is not all that concerned about giving you the skills and background you need for a successful career.  They just want your money.  And to turn you into Democrat voters.  While keeping you Democrat voters as long as possible.  And being indebted by a degree that doesn’t help you make any more money than you could have without that degree goes a long way of making you dependent on Democrats in government.  Because rich and successful people need no help from the government.  Ergo the selling of so many worthless degrees.  To keep these people from becoming rich and successful.  Where they might do something harmful to Big Education.  Like voting Republican.

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Knowledge + Experience + Reason = Republican Votes

Posted by PITHOCRATES - February 13th, 2014

Politics 101

The Democrat Party is the Cool Uncle that buys Booze and Cigarettes for his Nieces and Nephews

People characterize the Republicans as being a bunch of old fogies.  Out of touch.  Who don’t have a clue about the world today.  Unlike their children do.  Who are wise beyond their years.  For they know there is nothing really bad with underage drinking and smoking.  Smoking marijuana.  Or doing other drugs.  And there is nothing wrong with casual sex.  Sexting.  Or nude selfies.

This is why the children of old fogies like the Democrat Party.  Because the Democrats get them.  Unlike their parents.  Their parents tell them they shouldn’t stay out late, drink, smoke, do drugs or have sex.  While the Democrats decriminalize marijuana and work to decriminalize other drugs.  Provide free birth control.  And abortion without parental notification.  Making the Democrat Party the cool uncle that buys booze and cigarettes for his nieces and nephews.  So is it any wonder that the youth vote goes Democrat?

The ironic thing, though, is that these old fogies were once young themselves.  And some were pretty wild in their youth, too.  But once they became parents things changed.  For when it’s their daughter they don’t want her being objectified.  Encouraged to explore her sexuality by having so much casual sex that she catches a sexually transmitted disease or gets pregnant.  Especially if they did in their youth.  Which is the last thing they want for their little girl.  Who is and will forever remain their little girl.

Keynesian Economics conditioned People to accept that Government knows Best

This is the rule.  Not the exception.  As kids grow up fighting their parents they reach a point in life where they realize that their parents were right all along.  That if they had only spent more time on their homework and less time partying things would have turned out better.  Life may have been less fun in the short-run but much better in the long-run.  They’d had an earlier start in their career.  A career with better pay and benefits.  They could have bought a house sooner.  Met someone to marry and start a family with sooner.  Instead of finding themselves at 25 buried under student loan debt for a degree that can’t get them a job.  And a decade or so of hooking up having conditioned men to shun any serious commitment.  Leading their daughters to turn to serial dating and online dating.  As they struggle to find someone else who has grown up, too.

This is what the old fogies know.  That their kids don’t.  You get wiser with age.  Thanks to education.  And experience.  Two things the young just don’t have.  And never will.  Because by the time they grow wise from education and experience they are no longer kids.  But well on their way to ‘old fogery’.  Which is, of course, a problem for the Democrat Party.  For a wise voting public will not help them win elections.  As their Keynesian economic policies have nothing but a long record of failure.  Giving us the Great Depression, the stagflation of the 1970s, the dot-com recession and the Great Recession.  To name a few bad economic times Keynesian economics have given us.  Things older people know from education and experience.  But the kids voting Democrat don’t.

Keynesian economics ushered in the era of Big Government.  And did something the Socialists could not.  Conditioned people to accept that government knows best.  Especially young people.  Uneducated and inexperienced young people.  Despite the Democrats’ horrible record concerning things economic.  Because of this record the Democrats use lies and deceit to attack free market capitalism.  That economic system that worked better than any other.  To get people who knew no better to mistrust free market capitalism.  And ask for the government to fetter unfettered capitalism.  To make the world a fairer place.

The Democrats use Public Education to teach our Kids to Distrust Capitalism and to Trust Government

It sounds good to the inexperienced and uneducated.  Because it feels good to think in terms of fairness.  And if there is one thing the young have are emotions.  They like to use their hearts.  Not their brains.  As they are idealistic and naïve.  Unlike those old fogies who are realists.  They can’t be fooled or swayed by the Democrat lies because they have learned and experienced a lot in their long lives.  And heard the same old Democrat lies all through those long lives.  Which is why the Democrats work so hard on the youth vote.  The War on Women, their lax drug attitudes, birth control, abortion, gay rights…all of these are to get the young to think in terms of fairness.  To tug on their heartstrings.  To get them emotional.  And keep them emotional.  As well as ignorant.

The more ignorant people are the easier it is to lie to them.  Anyone who knows the history of Western Civilization will understand how life became better for people as we moved closer to free market capitalism.  Anyone who knows classical economics will understand how thrift, savings, free trade, sound money, etc., made America the number one economy in the world.  While the Keynesian policies of today are threatening to knock America out of that number one spot.  People who understand these things are not going to vote Democrat.  Which is why the Democrats work hard to keep people from learning these things.  By constantly lying about them.  And not teaching them in the institutions they control.  Our public schools.  And our institutions of higher education.

The Republican equation for winning votes is a difficult equation.  Knowledge + Experience + Reason = Republican Votes.  It’s difficult because the Democrats have long controlled public education.  Thanks to their friends in the teacher unions.  And their friends running our institutions of higher education.  Which spend more time teaching our kids to distrust capitalism.  And to trust government.  To feel more.  And think less.  To live for today.  And not worry about tomorrow.  Making it very difficult for the Republicans to get young voters to vote for them.  As they are unknowledgeable (thanks to our public schools), inexperienced (because they are young) and prefer emotion over reason (because feeling is more fun than thinking).  Which is why old fogies (the knowledgeable, experienced and thinking) vote Republican and the youth vote does not.

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Is Chicago the Next Detroit?

Posted by PITHOCRATES - February 9th, 2014

Week in Review

Another big American city is having ‘Detroit’ problems.  And may soon follow Detroit down the Road to Serfdom.  The warning signs are all there.  But will this big American city—Chicago—listen?  Well, Chicago like Detroit is a big Democrat city.  So, no.  They will not heed the warning signs.  And will make things even worse by going more ‘Detroit’ (see Chicago Votes to Go the Way of Detroit by Michael Auslin posted 2/6/2014 on National Review).

Chicago mayor Rahm Emanuel is increasingly a textbook example of how far the Democratic party has moved to the left since Bill Clinton’s day.

Emanuel, who cut his teeth in Clinton’s administration, just presided over a $1.9 billion increase in Chicago’s debt, only months after Moody’s downgraded the city’s bond ratings three notches based on its growing and unsustainable spending and debt obligations…

Old-line Democratic cities, it seems, have learned nothing from Detroit’s collapse. Wishful thinking, ignorance of the parallels, and misleading excuses are the common defenses trotted out by city administrators who have no intention of having to deal with the mess they have either made or worsened. Indeed, Emanuel explicitly rejected the Detroit comparison, arguing that, unlike the Motor City, which was fatally dependent on the auto industry, Chicago has “an extremely diverse economy where no one sector is more than 13 percent of the employment.”

That may be true now, but surely Emanuel knows that Illinois’s and Chicago’s high tax rates are causing a business exodus. The Chicago Tribune recently highlighted ten major companies threatening to leave Illinois and the Chicago area, including the Chicago Board of Trade, U.S. Cellular, and CME Group, the world’s biggest futures exchange company. Part of Chicago’s problem is being stuck in Illinois, which has the country’s third-highest unemployment rate, a dysfunctional state government, and crippling taxes that have led over 30 companies to cross over the state line to Indiana recently. But Chicago’s own borrowing and profligate pension promises will continue to eat away at its credit rating and desirability of doing business there. All this will help hollow out the city and its tax base, and eventually could lead to an all-too-familiar downward spiral once the productive elements of the city decide the benefits of staying don’t outweigh the costs of moving.

Of course the reason why Emanuel is throwing Chicago into this black hole of debt is because he is a Democrat.  And that’s how Democrats win elections.  By buying votes.  With a lot of good-paying jobs in the public sector.  Jobs with generous benefits.  Especially in retirement.  Thanks to profligate pension promises.  Requiring a large portion of city taxes to go to pay these underfunded pension obligations.  That are so underfunded they need to borrow money in addition to those high taxes to meet those pension obligations.

This is exactly what happened in Detroit.  The massive cost of their public sector became harder and harder to pay for.  So they began to fleece businesses as much as they could.  With higher taxes, fines, fees, regulations, etc.  Which only chased businesses out.  Making their problem worse.  For they never cut their spending.  Even though half of their tax base had disappeared they still tried to spend as if their tax base never shrunk from its high in the Sixties.  And we see where that led to.  Bankruptcy.  Something Chicago is now flirting with.  And a fate they will share if they don’t cut back their spending to what they can support without fleecing businesses out of the city.

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Drug Addict chooses Car Theft over Job to pay for Heroin Addiction

Posted by PITHOCRATES - February 8th, 2014

Week in Review

Young people, old hippies, college students, liberals, etc., are all rejoicing over the decriminalization of marijuana in Colorado and Washington.  Heck, they’d like to go even further.  And decriminalize all drugs.  So they can use whatever they want.  Enjoy whatever high.  As these people want to escape reality by staying high.  Apparently.  It’s so important to these people that President Obama told his Justice Department not to enforce federal drug laws in these states.  Because these are Democrat voters.  And he wants to keep them happy.  So they continue to vote Democrat.  Besides, drugs are a victimless crime.  What’s the worst that can happen (see Man says he stole car to trade for heroin, authorities say by Erika Pesantes posted 2/7/2014 on the Sun Sentinel)?

A man stole a car in Oakland Park and crashed into two vehicles as he fled from deputies Thursday, authorities said. He says he stole the car to trade it for heroin because he was “dope sick,” a Broward sheriff’s report said.

Don’t know if this is the worst that can happen but it’s pretty bad.  This is a problem with escaping reality by staying high all day long.  You won’t be able to hold a job.  Because ‘high’ people are worthless in the workplace.  So even if these ‘high’ people actually got a job their drug use would ultimately get them fired.  Leaving them with a costly drug habit.  And no income.  Hence the turning to crime to support their habit.

Decriminalizing marijuana/all drugs does not make this problem go away.  In fact it only makes it worse.  For they talk about decriminalizing drugs so the government can regulate them.  And tax them.  Just like they do with liquor.  Which, by the way, isn’t free.  To enjoy liquor you first must buy it.  Which requires some source of income.  So drugs will be legal but they will be more costly (thanks to regulations and taxation).  And the readily available supply of drugs (because they are no longer illegal) will encourage people to stay high.  Giving them costly drug habits just as they lose their jobs.  Leaving them little choice but to become a thief (or a prostitute) to raise their drug money.  Which is happening now when all drugs are illegal in most states.  Imagine how that will change when more states decriminalize them.

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President Obama’s 2014 State of the Union Address

Posted by PITHOCRATES - January 30th, 2014

Politics 101

Democrats offered Enthusiastic Applause for Unsound Policy Proposals that have no Basis in Reality

President Obama’s 2014 State of the Union address was a little longer than an hour.  But if you didn’t look at a clock it felt a lot longer.  For it was the same tripe you hear all the time from this administration.  And the political left.  It was full of misleading statements.  Inaccurate facts and figures.  And some lies.  The usual stuff you expect from the liberal left.  But what was really disturbing was the enthusiastic applause for some really unsound policy proposals that have no basis in reality.  Showing either how clueless these enthusiastic Democrats are about economics, business, national security, etc.  Or how amoral they are in their quest for power.  As they judge and implement policy not by how it will improve the lives of Americans.  But how it will improve their lives in government.

Some Big Reasons why Businesses export Jobs are Taxes, Regulations and Labor Costs

If there was ever an example of what people not to have in power this state of the union theater was it.  Following are excerpts from President Obama’s speech (see FULL TRANSCRIPT: Obama’s 2014 State of the Union address posted 1/28/2014 on The Washington Post).  Comments and analysis follow each excerpt.

And here are the results of your efforts: the lowest unemployment rate in over five years; a rebounding housing market — (applause) — a manufacturing sector that’s adding jobs for the first time since the 1990s — (applause) — more oil produced — more oil produced at home than we buy from the rest of the world, the first time that’s happened in nearly twenty years — (applause) — our deficits cut by more than half; and for the first time — (applause) — for the first time in over a decade, business leaders around the world have declared that China is no longer the world’s number one place to invest; America is.

The total number of people who left the civilian labor force since President Obama took office is 11,301,000 (see The BLS Employment Situation Summary for December 2013 posted 1/13/2014 on PITHOCRATES).  Which means the unemployment rate is meaningless.  The only reason why it’s falling is that the BLS doesn’t count unemployed people who gave up looking for jobs that just aren’t there.  Oil production on private land may be up.  While overall oil consumption is down because of the Great Recession that just won’t end.  Which is helping to keep gas prices down.  Unemployed people just don’t have the money to buy gas.  So they don’t.  Greatly reducing the demand for gas.  Thus reducing gas prices and oil imports.  George W. Bush’s last deficit was $498.37 billion.  President Obama’s first deficit was $1,539.22 billion.  And it was over $1 trillion in 2010, 2011 and 2012.  It fell to $680 billion in 2013 thanks to the sequester.  But the deficit is larger now than when President Obama assumed office.  The only reduction in the deficit is a reduction in the amount he increased it.

Now, as president, I’m committed to making Washington work better, and rebuilding the trust of the people who sent us here.

Really?  You’re committed to rebuilding the trust of the people?  Mr. “If you like your health insurance you can keep your health insurance.  Period.”  Otherwise known as the lie of the year.  You’re going to rebuild the trust of the people?  Good luck with that.  What with your pants on fire and all.

Today, after four years of economic growth, corporate profits and stock prices have rarely been higher, and those at the top have never done better. But average wages have barely budged. Inequality has deepened. Upward mobility has stalled. The cold, hard fact is that even in the midst of recovery, too many Americans are working more than ever just to get by; let alone to get ahead. And too many still aren’t working at all.

Well, finally something Republicans can agree with the president about.  Yes, his economic policies have benefitted Wall Street.  While hurting Main Street.  Finally some bipartisan agreement.

So let’s make that decision easier for more companies. Both Democrats and Republicans have argued that our tax code is riddled with wasteful, complicated loopholes that punish businesses investing here, and reward companies that keep profits abroad. Let’s flip that equation. Let’s work together to close those loopholes, end those incentives to ship jobs overseas, and lower tax rates for businesses that create jobs right here at home. (Cheers, applause.)

There are only a few reasons why businesses export jobs.  And the big three are taxes, regulations and labor costs.  The Obama administration wants to raise taxes.  They’ve increased regulatory costs.  And they support costly union labor.  So everything they stand for encourages businesses to export jobs.

But — but I’ll act on my own to slash bureaucracy and streamline the permitting process for key projects, so we can get more construction workers on the job as fast as possible. (Applause.)

So how’s that approval for the Keystone XL pipeline coming along?  That thing you’ve been studying since 2010?  Which by the laws of arithmetic is approximately 4 years ago.  Is this slashing bureaucracy and streamlining the permitting process?  At this rate it would probably be quicker to elect a Republican president in 2016.  You know, someone who, when it comes to economic activity, walks it while the Democrats only talk it.

We also have the chance, right now, to beat other countries in the race for the next wave of high-tech manufacturing jobs. And my administration’s launched two hubs for high-tech manufacturing in Raleigh, North Carolina, and Youngstown, Ohio, where we’ve connected businesses to research universities that can help America lead the world in advanced technologies.

Universities are in the grant business.  They want as many grants as they can get to help bring money into the university.  And to do so they will study anything the government wants them to.  No matter how wasteful it is.  While some of the biggest high-tech companies started in garages.  Apple, Google, Hewlett Packard and Microsoft.  To name a few.  Yes, there is a lot of university-driven research.  But the big innovation is more entrepreneurial.  Created by people thinking up new stuff no one thought of yet.  Which is the last thing you want government involved in.  That same government that can’t build a website using 1990s technology.

Let’s do more to help the entrepreneurs and small business owners who create most new jobs in America. Over the past five years, my administration has made more loans to small business owners than any other. And when 98 percent of our exporters are small businesses, new trade partnerships with Europe and the Asia-Pacific will help them create even more jobs. We need to work together on tools like bipartisan trade promotion authority to protect our workers, protect our environment and open new markets to new goods stamped “Made in the USA.” (Applause.)

You want to help entrepreneurs and small business?  Get rid of Obamacare.  And slash tax rates.  This will provide incentive.  And allow them to reinvest more of their earnings to grow their business.  Allowing them to create those jobs.

Now, one of the biggest factors in bringing more jobs back is our commitment to American energy. The “all the above” energy strategy I announced a few years ago is working, and today America is closer to energy independence than we have been in decades. (Applause.)

‘All of the above’ as long as it isn’t coal, oil or nuclear.  But if it’s solar power and wind power they are committed to giving more tax dollars to their friends and bundlers in the green energy industry.

Meanwhile, my administration will keep working with the industry to sustain production and jobs growth while strengthening protection of our air, our water, our communities. And while we’re at it, I’ll use my authority to protect more of our pristine federal lands for future generations. (Applause.)

You can’t sustain production and jobs growth by strengthening protection of our air, water and pristine federal lands.  That’s just more regulatory costs.  And raising energy costs by not allowing any oil or natural gas production on those pristine federal lands.  Raising energy costs by restricting supply.  Which raises business costs.  In addition to those new regulatory costs.

Every four minutes another American home or business goes solar, every panel pounded into place by a worker whose job can’t be outsourced. Let’s continue that progress with a smarter tax policy that stops giving $4 billion a year to fossil fuel industries that don’t need it so we can invest more in fuels of the future that do. (Cheers, applause.)

That says it all.  Fossil fuels don’t need subsidies because their costs are affordable.  While solar (and wind power) are so costly that they are unaffordable.  Unless government heavily subsidizes them.

But the debate is settled. Climate change is a fact. (Applause.) And when our children’s children look us in the eye and ask if we did all we could to leave them a safer, more stable world, with new sources of energy, I want us to be able to say yes, we did. (Cheers, applause.)

There is no such thing as settled science.  Only science that has yet to be disproved.  Besides, once upon a time glaciers stretched down from the poles to near the equator.  And then receded back to where they are now.  All without any manmade carbon in the atmosphere to warm the planet.  As we were still simple hunter and gatherers then.  So if the glaciers moved more before there was manmade global warming they’ll move again regardless of what man is doing to warm the planet.

Finally, if we’re serious about economic growth, it is time to heed the call of business leaders, labor leaders, faith leaders, law enforcement — and fix our broken immigration system. (Cheers, applause.) Republicans and Democrats in the Senate have acted, and I know that members of both parties in the House want to do the same. Independent economists say immigration reform will grow our economy and shrink our deficits by almost $1 trillion in the next two decades. And for good reason: When people come here to fulfill their dreams — to study, invent, contribute to our culture — they make our country a more attractive place for businesses to locate and create jobs for everybody. So let’s get immigration reform done this year. (Cheers, applause.) Let’s get it done. It’s time.

Funny how that argument doesn’t apply to birth control and abortion.  The reason we need to “fix our broken immigration system.”  For if we were having babies at the rate when government created the welfare state we could pay for that welfare state today.  But thanks to the Sixties, birth control, abortion and feminism women stopped having babies.  Which is fine if a woman doesn’t want to.  But the progressives designed the welfare state based on them being baby machines.  Creating a greater number of taxpayers with each generation.  So more people pay into the welfare state than collect from it.  The way it must be for a Ponzi scheme to work.

That’s why I’ve been asking CEOs to give more long-term unemployed workers a fair shot at new jobs, a new chance to support their families. And in fact, this week many will come to the White House to make that commitment real.

When you raise the cost of labor (union labor, Obamacare, etc.) businesses tend to look at automating production instead of hiring that costly labor.  They may not be able to do anything about the higher regulatory costs but they can do something about higher labor costs.  Use more machines than people.  If you want CEOs to create new jobs stop making labor so costly.  And you can start with getting rid of Obamacare.

Of course, it’s not enough to train today’s workforce. We also have to prepare tomorrow’s workforce, by guaranteeing every child access to a world-class education. (Applause.)…

Five years ago we set out to change the odds for all our kids. We worked with lenders to reform student loans, and today more young people are earning college degrees than ever before. Race to the Top, with the help of governors from both parties, has helped states raise expectations and performance. Teachers and principals in schools from Tennessee to Washington, D.C., are making big strides in preparing students with the skills for the new economy — problem solving, critical thinking, science, technology, engineering, math.

Yes, more kids are going to college than ever before.  But they’re going there to have fun.  And to facilitate their fun many are getting easy, worthless degrees in the social sciences and humanities.  Costly degrees that universities sold them promising them future riches.  Enriching the university.  While impoverishing their graduates.  For a high-tech company has no use for these degrees.  Which is why a lot of these people end up in jobs they didn’t need that costly degree to do.  And our high-tech companies are using the visa program to get foreigners who have the skills they want.  Problem solving, critical thinking, science, technology, engineering and math.

It requires everything from more challenging curriculums and more demanding parents to better support for teachers and new ways to measure how well our kids think, not how well they can fill in a bubble on a test. But it is worth it — and it is working.

If you want kids to do better we need to champion marriage and family more.  And they should embrace religion a little more.  Instead of encouraging our young women to use birth control and abortion to avoid marriage and family.  And pulling every last vestige of religion from our lives.  Kids growing up in a household with a mother and a father who go to church do far better on average than kids growing up in a single-parent household and don’t go to church (see Strong families steeped in Conservative Values and Traditions do Well in America posted 1/11/2014 on PITHOCRATES).

Research shows that one of the best investments we can make in a child’s life is high-quality early education. (Applause.) Last year, I asked this Congress to help states make high-quality pre-K available to every 4-year-old. And as a parent as well as a president, I repeat that request tonight.

Actually, research doesn’t show that.  Yet they keep saying that.  For it’s like that line in the musical Evita, “Get them while they’re young, Evita.  Get them while they’re young.”  The sooner they can take them away from their parents the sooner they can start turning them into Democrat voters.  Such as teaching them to blame their parents for the manmade global warming that is killing the polar bears as they have no ice to rest on while eating their baby seals.

You know, today, women make up about half our workforce, but they still make 77 cents for every dollar a man earns. That is wrong, and in 2014, it’s an embarrassment.

Women deserve equal pay for equal work. (Cheers, applause.)

Actually, it’s closer to 91 cents (see The White House’s use of data on the gender wage gap by Glenn Kessler posted 6/5/2012 on The Washington Post).  And the small difference is not due to discrimination but personal choice.  When you look at aggregate wages women will make less than men.  Because more women are teachers (with 3 month off without pay) than men are.  Some women work fewer hours at work to spend more time with their children. While men tend to work more overtime.  Men also work the more dangerous and higher paying jobs.  And are more likely to belong to a union.  When you compare childless, single men and women with a college degree some women are actually earning more than men.  Figures don’t lie but liars figure.  And for the contortions the Obama administration did here The Washington Post’s The Fact Checker gave the president one Pinocchio.

Now, women hold a majority of lower-wage jobs, but they’re not the only ones stifled by stagnant wages. Americans understand that some people will earn more money than others, and we don’t resent those who, by virtue of their efforts, achieve incredible success. That’s what America’s all about. But Americans overwhelmingly agree that no one who works full-time should ever have to raise a family in poverty. (Applause.)

In the year since I asked this Congress to raise the minimum wage, five states have passed laws to raise theirs.

You’re not going to have a lot of upward mobility when you pay people more to remain in the jobs they hate.  All the talk about making college more affordable and bringing employers and community colleges together to help give people the skills they need to fill the jobs employers have is all for nothing if they just pay people more for doing an entry-level job.

Let’s do more to help Americans save for retirement. Today most workers don’t have a pension. A Social Security check often isn’t enough on its own. And while the stock market has doubled over the last five years, that doesn’t help folks who don’t have 401(k)s. That’s why tomorrow I will direct the Treasury to create a new way for working Americans to start their own retirement savings: MyRA. It’s a — it’s a new savings bond that encourages folks to build a nest egg.

Once upon a time people opened a savings account at their local bank and they saved to buy a house.  And they saved for their retirement.  That’s how people saved when they didn’t have a pension or a 401(k).  They can’t do that today because of the Federal Reserve destroying the banking industry by keeping interest rates at zero.  If the Fed stopped printing money and let investment capital come from our savings like they did before the Keynesians gave us the Federal Reserve people would be saving like we once did.  And we’d stop having Great Depressions, stagflation and Great Recessions.  Created by their prolonging the growth side of the business cycle.  Which raises prices higher than they normally would go.  Making the contraction side of the business cycle that much more painful.  As those prices have a much longer way to fall than they normally would.  Thanks to the Fed’s meddling with interest rates.

MyRA guarantees a decent return with no risk of losing what you put in. And if this Congress wants to help, work with me to fix an upside-down tax code that gives big tax breaks to help the wealthy save, but does little or nothing for middle-class Americans, offer every American access to an automatic IRA on the job, so they can save at work just like everybody in this chamber can.

You know why they want these MyRAs?  Because they can’t stand people saving money.  They love Social Security.  Because they can borrow from the Social Security Trust Fund.  Which is what they will do with these MyRAs.  They will take this money and spend it.  Filling the MyRA Trust Fund with a bunch of IOUs.  Just like they do with the Social Security Trust Fund.  And then provide a retirement benefit like Social Security.  That is too small to live on.  Whereas if we saved the money ourselves our retirement nest-egg will be much larger.  And it will provide for our retirement.  Unlike Social Security.

And since the most important investment many families make is their home, send me legislation that protects taxpayers from footing the bill for a housing crisis ever again, and keeps the dream of homeownership alive for future generations. (Applause.)

It was Bill Clinton that set the stage for the subprime mortgage crisis with his Policy Statement on Discrimination in Lending (see Bill Clinton created the subprime mortgage crisis with his Policy Statement on Discrimination in Lending posted 11/6/2011 on PITHOCRATES).  Using the heavy hand of government to get lenders to qualify the unqualified.  Then the Fed’s artificially low interest rates were the bait for the trap.  Enticing people to borrow huge sums of money because those interest rates were just too good to pass up.  Even if they weren’t planning to buy a house to begin with. The subprime mortgage crisis and the resulting Great Recession were government made.  If we want to prevent the taxpayers from footing the bill for another housing crisis we need to get the Keynesians out of government.

Already, because of the Affordable Care Act, more than 3 million Americans under age 26 have gained coverage under their parents’ plans. (Applause.)

More than 9 million Americans have signed up for private health insurance or Medicaid coverage — 9 million. (Applause.)

The Washington Post gave this lie three Pinocchios (see Warning: Ignore claims that 3.9 million people signed up for Medicaid because of Obamacare by Glenn Kessler posted 1/16/2014 on The Washington Post).  For they’re counting some 3.9 million who would have signed up anyway for Medicaid regardless of the Affordable Care Act.  Also, the government was counting people who put a health care plan into their shopping cart as if they signed up for it.  Which many couldn’t.  As they haven’t programmed the back end of the health care website yet to actually accept payment or to pass that information on to the insurers.

And here’s another number: zero. Because of this law, no American, none, zero, can ever again be dropped or denied coverage for a pre-existing condition like asthma or back pain or cancer. (Cheers, applause.) No woman can ever be charged more just because she’s a woman. (Cheers, applause.) And we did all this while adding years to Medicare’s finances, keeping Medicare premiums flat and lowering prescription costs for millions of seniors.

That’s right.  Women with reproductive systems that men don’t have won’t pay more for their health insurance than men pay for theirs.  How can they do that?  Simple.  They just are charging men more.  To cover the cost of a reproductive system they don’t have.

Citizenship means standing up for the lives that gun violence steals from us each day. I have seen the courage of parents, students, pastors, and police officers all over this country who say “we are not afraid,” and I intend to keep trying, with or without Congress, to help stop more tragedies from visiting innocent Americans in our movie theaters and our shopping malls, or schools like Sandy Hook. (Applause.)

If you take away guns from law-abiding gun owners that won’t keep dangerous people with mental health issues that want to harm people out of our movie theaters, our shopping malls or schools like Sandy Hook.  For there are other ways to harm people.  Just look at the Boston Marathon bombers.  The people he’s talking about not only had mental health issues but they were also smart.  Many were even college students.  Who probably could think of other ways to hurt people.  And you just can’t take away everything they might use to harm people.  But you can place these people somewhere where they can’t harm anyone.

You see, in a world of complex threats, our security, our leadership depends on all elements of our power — including strong and principled diplomacy. American diplomacy has rallied more than 50 countries to prevent nuclear materials from falling into the wrong hands, and allowed us to reduce our own reliance on Cold War stockpiles.

Since President Obama assumed office he did nothing to support the Green Revolution in Iran.  Which kept the hard-line Islamists in power there.  He gave Egypt to the Muslim Brotherhood by telling Hosni Mubarak that he had to go.  Removing the stable anchor of the Middle East.  And moved Egypt closer to Iran.  (The Egyptian people eventually rose up to overthrow the oppressive Muslim Brotherhood).  He went to war in Libya and helped to overthrow Colonel Muammar Qaddafi.  Who at the time was a quasi ally in the War on Terror.  After the Iraq invasion frightened him into believing he may be next.  President Obama was thanked for his Libyan war by al Qaeda with 4 dead Americans in Benghazi on the anniversary of 9/11.  He waited too long to act in the Syrian civil war.  Which only brought al Qaeda into the conflict.  He failed to attain a status of forces agreement in Iraq.  So he pulled all U.S. forces out of Iraq which has only invited al Qaeda in.  And it looks like this will be repeated in Afghanistan.  He blamed George W. Bush’s wars as recruitment tools for al Qaeda.  While his extensive drone use is doing the same thing.  Especially in Yemen.  The hotbed of al-Qaeda in the Arabian Peninsula.  All that his diplomacy and leadership has done was to make the world a more dangerous place.

American diplomacy, backed by the threat of force, is why Syria’s chemical weapons are being eliminated. (Applause.) And we will continue to work with the international community to usher in the future the Syrian people deserve — a future free of dictatorship, terror and fear.

His diplomacy with Bashar al-Assad in Syria only gave his oppressive regime legitimacy in the civil war he was raging against his people.  Making it easier for Assad to kill Syrians with conventional arms while he gives up a token amount of his chemical weapons.  While also making Russia who brokered the deal the dominate player in the region.

And it is American diplomacy, backed by pressure, that has halted the progress of Iran’s nuclear program — and rolled back parts of that program — for the very first time in a decade. As we gather here tonight, Iran has begun to eliminate its stockpile of higher levels of enriched uranium.

It’s not installing advanced centrifuges. Unprecedented inspections help the world verify every day that Iran is not building a bomb. And with our allies and partners, we’re engaged in negotiations to see if we can peacefully achieve a goal we all share: preventing Iran from obtaining a nuclear weapon. (Applause.)

All Iran is doing is pausing their program.  And chemically altering some of their enriched uranium to meet the requirements of this diplomatic deal.  But this chemical process is reversible.  And they will reverse it once they get what they want.  This deal makes the world no safer.  If anything it makes it more dangerous.  For it does not diminish the Iranian nuclear program in the least.  But gives them more time to work on it as they prop up their regime with much needed supplies thanks to a relaxation of the sanctions against them.

These negotiations will be difficult; they may not succeed. We are clear-eyed about Iran’s support for terrorist organizations like Hezbollah, which threaten our allies; and we’re clear about the mistrust between our nations, mistrust that cannot be wished away. But these negotiations don’t rely on trust; any long-term deal we agree to must be based on verifiable action that convinces us and the international community that Iran is not building a nuclear bomb. If John F. Kennedy and Ronald Reagan could negotiate with the Soviet Union, then surely a strong and confident America can negotiate with less powerful adversaries today. (Applause.)

The sanctions that we put in place helped make this opportunity possible. But let me be clear: if this Congress sends me a new sanctions bill now that threatens to derail these talks, I will veto it. (Applause.) For the sake of our national security, we must give diplomacy a chance to succeed.

The Soviet Union never attacked U.S. soil.  And there was a reason they didn’t.  They were rational.  And knew they would lose a great deal in a war with America.  Especially a nuclear one.  Which is why they never used their nuclear weapons.  But Iran giving a nuclear weapon to a shadowy group that is not a state?  With little to lose in using a nuclear weapon?  If it’s not a nuclear missile there will be no way in knowing where the nuclear bomb came from.  We can have our suspicions that Iran made it and gave it to someone.  But do we nuke Iran over that?  What if there are more nukes in the hands of al Qaeda, Hezbollah, al-Qaeda in the Arabian Peninsula, etc.?  You could nuke Iran back to the Stone Age but it won’t stop those others being used.  The president insists this will not happen as Iran signed an agreement.  The only problem with that is the Iranians are liars.  And they call the United States the Great Satan.   These two facts suggest that replacing those sanctions with a promise not to build nuclear bombs was probably not a wise trade.

But for more than two hundred years, we have put those things aside and placed our collective shoulder to the wheel of progress: to create and build and expand the possibilities of individual achievement; to free other nations from tyranny and fear; to promote justice and fairness and equality under the law, so that the words set to paper by our founders are made real for every citizen.

Use our collective shoulder to expand individual achievement?  The president believes in the former more than the latter.  He didn’t help the Iranians get free from tyranny when he had the chance.  And he turned the Egyptian people over to tyranny.  The Muslim Brotherhood.  Who were oppressing women and Christians.  Fairness and equality under the law?  Ask those Tea Party groups who were targeted by the IRS about fairness and equality under the law.  The Constitution?  That document of negative rights?  The left hates it.  And insists it’s a living document that can evolve over time to suit the needs of an expanding government.  So they can do exactly what the Founding Fathers wrote the Constitution to prevent from happening.

The Left endorses Unsound Policy Proposals with no Basis in Reality to improve their Chances of Winning Elections

The country is more conservative than liberal (see Liberal Self-Identification Edges Up to New High in 2013 by Jeffrey M. Jones posted 1/10/2014 on Gallup).  Which is why liberals want state-funded pre-K to start indoctrinating our children as soon as possible.  To get them away from their parents so they can begin the process of turning them into Democrat voters.  It’s why kids are getting worthless social science and humanities degrees.  To further indoctrinate them.  Because their views are minority views.  So they need to play loose with the facts.  And lie.  Which is easier to do with indoctrinated kids than educated adults.  You’ll even hear Democrats talk about lowering the voting age.  To get a few more years of voting out of these kids before they grow old and wise.  And begin voting conservative.  So they do what they can to dumb down education.  Lie.  Cheat.  And buy as many votes as they can by giving away free stuff.  And the thing they really want to give away is citizenship for illegal aliens.  Who they are sure will be forever grateful.  And show it by voting Democrat.

This explains the enthusiastic applause for unsound policy proposals that have no basis in reality.  For the left is not interested in improving the lives of Americans.  They just want to improve their chances of winning elections.

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FT206: “If we got rid of Jim Crowe Laws we can get rid of another bad law like Obamacare.” —Old Pithy

Posted by PITHOCRATES - January 24th, 2014

Fundamental Truth

Colorado has allowed Recreational Use of Marijuana even though Federal Law prohibits its Sale and Use

Everyone on the left is saying it.  Those in the mainstream media are saying it.  Even some on the right are saying it.  Obamacare is the law of the land.  And it isn’t going away.  As no law ever goes away.  So get used to it.  And quit your bitching, conservatives.  Especially you radical Tea Party extremists.  With all of your Constitutional this and Constitutional that.  If you’re all about the rule of law then follow the rule of law.  And quit trying to repeal Obamacare.

Marijuana is a class one narcotic.  Federal law prohibits its sales and use.  Yet those on the left have tried long and hard to decriminalize it.  Comparing it to alcohol.  Which is not a class one narcotic.  For the left does not like the law criminalizing the sale and use of marijuana.  And have bitched so much about it that at first states have allowed medical marijuana.  And now Colorado has allowed recreational use of marijuana.  Washington, too.  Even though federal law prohibits the sale and use of this class one narcotic.

There are millions of illegal aliens in the United States.  Who are in the country illegally.  But those on the left want to change our laws so they aren’t here illegally.  They want to grant them amnesty.  Forgive their law-breaking.  And give them citizenship.  Because they are sure that if they do they will then thank those on the left (i.e., the Democrat Party) by voting Democrat.  Especially when they’re telling them that the only reason why they are illegal is that Republicans hate Hispanics.

The Supreme Court made Law the People or Congress would not by Decriminalizing Abortion

The Second Amendment to the Constitution grants the people the right to keep and bear arms.  The left doesn’t like guns.  And they especially don’t like people owning guns.  So the left hates the Second Amendment.  Have long campaigned to curb gun ownership.  And have used every opportunity to advance new gun control legislation.  Whenever a mentally troubled individual goes on a shooting spree they blame the gun and not the mentally troubled individual.  Adam Lanza, James Holmes, Jared Loughner and Seung-Hui Cho were all mentally troubled people.  Yet the discussion is always about taking guns away from law-abiding gun owners.  Not identifying these mentally troubled people before they hurt someone.  Which they could still do even if you take other people’s guns away.

Abortion was illegal everywhere in the United States.  The left did not like this.  So they campaigned long and hard to decriminalize abortion.  Which they could not do.  At least, in Congress.  Because the majority of the people opposed decriminalizing abortion.  And they never had the votes in Congress to pass a law allowing abortion.  Which is why there has never been an abortion debate in Congress.  Not liking their odds in Congress they turned to the courts.  On January 22, 1973, the Supreme Court made law the people or Congress would not.  And decriminalized abortion.

The progressives in the early 20th century saw the people were just not smart enough to know what was best for them.  And drinking was not.  Husbands drank away their paychecks, came home drunk and beat their wives and gave them (and their unborn children) the syphilis they caught from prostitutes hanging out in saloons.  So the progressives got a new amendment added to the Constitution to prohibit the sale and transportation of alcohol.  The Eighteenth Amendment.  A law the people didn’t like.  And they repealed the Eighteenth Amendment with the Twenty-first Amendment.  The only Constitutional amendment to be repealed.

The Left tries to Change or Go Around via the Courts Laws they Don’t Like

During the 1950s and 1960s Jim Crowe laws kept America segregated.  Separate but equal went the mantra.  The Southern Democrats made it difficult for blacks to vote.  And treated them as second class citizens.  Giving us race riots in the Sixties.  And a civil rights movement.  From the Montgomery Bus Boycott to Martin Luther King’s I have a Dream speech in Washington the movement grew in intensity.  Leading to the Civil Rights Act of 1964.  Overturning the Jim Crowe laws and desegregating America.  Thanks to a united Republican Party that was able to overcome Democrat opposition in Congress to pass the bill.

The Southern Democrats did not lose the American Civil War well.  They did not like the Fifteenth Amendment allowing their former slaves to vote.  And they did not like the Thirteenth Amendment freeing their slaves.  So the planter elite and their fellow Southern Democrats created the KKK.  And began passing Jim Crowe laws to keep the defeated South racially segregated.  The way it was written into the U.S. Constitution.  The way it had to be written into the Constitution to get the Deep South to join the new United States of America.  As the planter elite made clear.  If there was no slavery there would be no United States.

We’ve had a lot of bad law in this country.  Laws that we’ve repealed.  Sometimes even over Democrat opposition.  In fact the Southern Democrats pulled the southern states out of the union and into civil war with the northern states to defend the planter elite’s right to own slaves.  Just as the planter elite forced those who wrote the Constitution to leave slavery alone if they expected their states to join the new union.  And we’ve had laws the left just doesn’t like.  Laws they’ve worked long and hard to change.  Such as criminalizing gun ownership and decriminalizing marijuana.  Or to get around them via the courts.  Such as abortion.  So the argument to just accept Obamacare because it’s the law of the land is a pretty weak argument.  And chastising Republicans for not accepting laws they don’t like is hypocritical to say the least.  We should be able to get rid of bad law.  And Obamacare is a bad law.  As it is doing the opposite of what it was supposed to do.  So why not repeal it?  I mean, if we were able to get rid of Jim Crowe Laws we should be able to get rid of another bad law like Obamacare.

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The Democrat War on Women leads to Young Single Mothers and Abject Poverty

Posted by PITHOCRATES - January 19th, 2014

Week in Review

Doctors don’t just treat symptoms.  They order tests and procedures to find the cause for the symptom.  Because if they don’t the underlying problem may get worse.  Causing greater medical problems for the patient later.  Or worse.  This is how medicine works.  Because it’s not a government bureaucracy making medical decisions about the patient.  Now contrast that to how government programs operate.

When a government program shows symptoms that something isn’t right what do government bureaucrats do?   Address only the symptoms.  By throwing money at them.  While never addressing the underlying cause for those symptoms (high chronic unemployment, families below the poverty line, rising federal debt ceiling, etc.).  Instead they just politicize those who are struggling.  And blame everything else but the underlying government policies for their suffering (see Why you can’t “bootstrap” yourself out of poverty by Nicole Goodkind posted 1/17/2014 on Yahoo! Finance).

When money is at its tightest, cost-saving choices are often impossible to make, digging impoverished Americans deeper and deeper into the pit of day-by-day living…

A car…is a necessity for many jobs but the down payment can be insurmountably high. And even after the down payment poor drivers still face monthly payments, high gas prices, and the fact that low-income car buyers pay 2% more for a car loan than affluent people. Low-income drivers can also pay up to $400 more annually than wealthier drivers to insure their cars (for a car of the same model and with the same driver risk).

A lack of capital can also make it impossible to afford the security deposit on an apartment causing those in poverty to live day-to-day in expensive hotels…Those in poverty who are able to rent or buy homes are also more likely to get household appliances through rent-to-own companies and end up paying more due to added interest.

…banks often charge large fees for those who don’t have a minimum amount of capital in their accounts—this makes cash checking establishments, who charge incredibly high interest rates on pay-day loans, the only choice for many.

Ben Hecht, CEO and president of Living Cities, an organization that works to revitalize impoverished areas, joined The Daily Ticker to discuss why it costs so much to be poor.

“Many of us are salaried employees and many poor people, if they’re working, are hourly employees,” explains Hecht.

If you’re an hourly employee who needs to apply for benefits or even see a doctor, you’re missing out on vital pay, Hecht points out…

One of the biggest disadvantages that those in poverty experience is a lack of broadband Internet. “One of the fundamentals about poverty is a lack of access to economic opportunity,” says Hecht. “And we all know that the number one factor in economic opportunity is education and we know that in today’s world much education, even in public schools, is done online.”

A lack of broadband access is not why kids are doing poorly in school.  It’s because they spend too much time online with their social media.  Or spend too much time having fun with sex and drugs instead of doing their homework.  And those who do buckle down and study are being taught things like global warming and the unfairness of capitalism.  Instead of the math and science skills high-tech employers need.  It’s so bad that they have to hire foreigners in the visa program to fill their high tech—and high paying—positions.

What is this about being able to take time off with pay to run errands if you’re salary?  Every salary job I had didn’t work that way.  You were hourly until you reached 40 hours.  Then you were salary after 40 hours.  So if you worked only 36 hours because you took a half day for personal business you got paid for 36 hours.  But if you worked 65 hours to bring a project in on time you got paid for 40 hours.  Because you were salary.  And were expected to put in the hours necessary to get the job done.  The hourly guys laugh at the salary guys.  For if they work 65 hours they’re paid for 65 hours.  With 25 of those hours paid at a time-and-a half premium.

Banks have employees who don’t work for free.  And how does a bank pay for their employees?  In one of two ways.  From the interest they earn in lending your money.  Or the fees you pay when you don’t deposit enough money to lend.  Just look at the numbers.  If someone has an average balance of $3,000 the bank can earn about $4.62 a week on that by loaning it out.  Whereas if someone has an average balance of $25 the bank can only earn about 4 cents a week.  And 4 cents a week isn’t going to help pay anyone’s paycheck.  Even if you have 100 depositors.  Which would give the bank about $4 each week to pay their bills.  While having 100 $3,000 depositors would provide $462 each week to help pay the bills.  So they must charge fees for low balances.  Or lay off workers.

The reason why people can’t save for down payments and security deposits is because they don’t have the job skills to earn a larger paycheck.  Either they didn’t graduate from high school.  Or they are a young single mother who became a mother before getting higher-paying job skills.  For the path to a higher paying job is to graduate from high school.  Go on to college.  Establish a career.  Go to church.  Then get married and start raising a family (see Strong families steeped in Conservative Values and Traditions do Well in America posted 1/11/2014 on PITHOCRATES).  Whereas the people most mired in poverty are young women who have children out of wedlock.

The system isn’t unfair.  The system works very well for those who do what’s best for their future instead of what’s the most fun right now.  We need to take care of the children born into poverty.  But we need to address the cause of this poverty.  The breakdown of the family.  And the abandoning of our culture and traditions.  Those things that made America great.  For the left can talk about the War on Women and Christian oppression all they want.  But it is their libertine attitudes that are putting young single mothers into poverty.

We need to listen to the wise words of Cary Grant in Operation Petticoat.  When the women came aboard the submarine accompanied by a ‘wow’ from the crew Grant’s character said, “Mr. Stovall, Lt. Holden’s influence upon you is starting to worry me. I suggest you “wow” less and “tsk tsk tsk” a little more.”  As a society we need to ‘wow’ less and ‘tsk tsk tsk’ more.  Promote marriage and family over the casual sex that so often results in abject poverty.

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The Democrat War on Women has given One in Six People Genital Herpes

Posted by PITHOCRATES - January 18th, 2014

Week in Review

Liberals say there’s nothing wrong with women being sexually active.  In fact, it’s empowering.  Young women naked on their backs with their legs spread pleasing men.  That’s the way liberals like their women.  Strong.  Independent.  Not enslaved in a marriage.  But out there having fun.  Enjoying life.  And to keep these young naked women on their backs liberals have given them free birth control in Obamacare.  And access to abortion when that fails.  So they can have all the casual sex men want to have with them.  And all of it consequence free (see New genital herpes drug shows promise in trials by Tracy Miller posted 1/16/2014 on the New York Daily News).

According to the Centers for Disease Control and Prevention, one in six people between the ages of 14 to 49 have an HSV-2, or genital herpes, infection.

The currently approved drugs to treat genital herpes don’t fully eliminate symptoms and only partly reduce the risk of spreading herpes, Dr. Anna Wald, professor of allergy and infectious diseases at the University of Washington School of Public Health, told LiveScience…

The study found no serious side effects associated with this dose of the [new] drug, though previous research found high doses of pritelivir were toxic when given to monkeys, LiveScience reported.

The new drug will undergo more tests and “is still a few years from the market,” Tyring said.

Well, consequence free for five out of six people.  Which means if you’re in a group with three couples one of the six will have genital herpes.  Which isn’t too bad.  Unless you’re the poor bastard that has casual sex with that one.

A 14 year old girl is not thinking about getting married and raising a family.  No.  She’s thinking about empowerment.  At least, one in six is.  Imagine this girl in her twenties.  When she is thinking about getting married and raising a family.  And how much fun that will be trying to meet the father of her future children when she has genital herpes.  That’ll put a damper on her finding her Prince Charming.  And her fairy tale wedding.  Which is the biggest thing in a woman’s life.  As any guy getting married will tell you.  They’d be fine with eloping to Las Vegas.  Not their fiancés.  They want the $4,000 wedding dress.  And the big church wedding.  One thing she never dreamed of having?  Genital herpes.  Which she got thanks to liberals who told her to live life and empower herself.

And yet it’s the Republicans that have a war on women.  Go figure.

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Abject Ignorance of things Economic is Destroying our Health Care System

Posted by PITHOCRATES - January 18th, 2014

Week in Review

The problem in America these days is the mass ignorance of the people.  Thanks to a public school system that does not educate but programs our children to be good Democrat voters.  Higher education taken over by the leftist radicals of the Sixties that forever changed the curriculum to teach our children to distrust capitalism and love government.  When controlled by Democrats, of course.  And people who are for some reason respected for their economic prowess who are absolutely clueless on things economic (see The Daily Show Nails Why Healthcare Will Never Work As A Free Market by Christina Sterbenz posted 1/18/2014 on Business Insider).

Steven Brill, author of Time’s in-depth healthcare analysis “Bitter Pill,” appeared on The Daily Show this week to discuss his opinion of Obamacare.

Brill’s work exploded his career into a love-hate relationship with Obamacare, now leading to a book. Speaking with Jon Stewart, Brill certainly made his criticisms known but we also feel like he pinpointed exactly why healthcare just can’t work as a free market.

Brill told the story of a cancer patient forced to pay $13,700 out-of-pocket, up-front for transfusion of a drug. And that cost only constituted part of a greater $83,000 payment. Brill claims, however, the drug only cost the pharmaceutical company $300.

Stewart came back at Brill with the typical, conservative argument — creating a free market for healthcare where patients pick-and-choose their coverage to create competition and therefore, better options.

“Everyone says, well it’s a marketplace. That guy [the cancer patient] has no choice in buying that drug. His doctor told him, ‘This will save your life. You don’t take it, you’re gonna die,'” Brill responded.

He further argued free markets must host two aspects — a balance between buyers and sellers and secondly, knowledge — neither of which the current U.S. system offers.

“That cancer drug has a patent. That is a monopoly that the government has given the drug company. There is no other drug. That’s the drug,” Brill said.

Jon Stewart is a comedian.  So one can almost forgive his ignorance.  But you’d think a person writing for a publication with the word ‘business’ in its name would actually understand business.  But the author hasn’t a clue.  It’s not her fault.  It’s because of the politicizing of our educational system.  As her dual degrees in journalism and public affairs would have taught her squat about the classical, Austrian or the Chicago school of economics.  Instead filling her head with Keynesian nonsense.  The one economic school embraced by power-hungry governments everywhere that has a proven track record of failure.  For it was Keynesian policies that gave us the Great Depression, the stagflation of the 1970s, the dot-com bubble and recession of the late 1990s/early 2000s and the Great Recession.  Where massive government spending did not pull the economy out of recession but only made things worse.

Why does this pharmaceutical company have a patent?  Or perhaps a better question would be why do we have this one cancer drug?  Why is it that this one pharmaceutical company developed a cancer drug that works that no other pharmaceutical company or government developed?  Because of that patent.  The only reason they poured hundreds of millions of dollars into research and development and paid massive liability insurance premiums for taking a huge risk to put a drug onto the market that may harm or kill people.  They do this on the CHANCE that they may develop at least one successful drug that will pay all of their past costs for this one drug, the costs for the countless drugs that failed AND a profit for their investors.  Who took a huge risk investing, giving this pharmaceutical company the money to pay all of their employees over the years it took to come up with at least one drug that wasn’t a loser.

Does the author of this article work for free?  No.  Of course not.  She has bills.  As we all do.  Even the people working at pharmaceutical companies.  Who don’t work there for free.  Even if the vast majority of their work produces nothing that their employer can sell their employer still pays them.  Thanks to their investors who give them the money to do so until they can actually sell something.  But their investors do this only because of the CHANCE that this pharmaceutical will develop that miracle drug that everyone wants.  A miracle drug that would never come into being if it weren’t for investors who were willing to risk losing huge amounts of money.  Something only rich investors can afford to do.

Health care worked as a free market before General Motors made it an employee benefit thanks to FDR’s ceiling on wages.  Once people stopped paying for what they received all free market forces left the health care system.  And costs began to rise.  This whole “healthcare just can’t work as a free market” is a product of the dumbing down of our educational system.  One that produces people who don’t know the difference between insurance and health care.  Insurance protects our assets against a catastrophic and UNEXPECTED loss.  Like when Lloyds of London started selling marine insurance at that coffee shop.  Every shipper paid a small premium to protect against a POTENTIAL sinking and loss of cargo.  A POTENTIAL financial loss.  Not every ship sank, though.  In fact, most ships did not.  Which is why that little bit from everyone was able to pay the financial loss of the few that did.  For the ships that didn’t sink the shippers paid every other cost they incurred to ship things across those perilous oceans.

This is how insurance works.  Which isn’t how our current health insurance works.  Where people don’t expect to pay for anything out-of-pocket.  Not the unexpected catastrophic costs.  Or the EXPECTED small costs that everyone can budget for in their personal lives.  Childhood vaccinations, annual checkups, flu shots, childbirth, etc.  Even the unexpected things that have a low cost.  Like the stitches required when a child falls off of a bike.  Things that would cost less than someone’s annual cellular costs.  Or things that people can plan and save for (like a house, a car or a child).  When we pay these things out-of-pocket there are market forces in play.  For a doctor is not going to charge someone they’ve been seeing for years as much as a faceless insurance company.  Even today some doctors will waive some fees to help some of their long-time patients during a time of financial hardship.  Because there is a relationship between doctor and patient.

When we pay out-of-pocket doctors can’t charge as much.  Because they need patients.  If they charge too much their patients may find another good doctor that charges a little less.  Perhaps a younger one trying to establish a practice.  These are market forces.  Just like there are everywhere else in the economy.  Even a cancer patient requiring an expensive wonder drug would contribute to market forces if there was true insurance in our health care system.  Cancer is an unexpected and catastrophic cost.  But not everyone gets cancer.  Everyone would pay a small fee to insure against a financial loss that can result from cancer.  Where that little bit from everyone was able to pay the financial loss of the unfortunate few that receive a cancer diagnosis.  Because only a few from a large pool would incur this financial loss insurers would compete against other insurers for this business.  Just like they do to insure houses.  And ships crossing perilous oceans.

Health care would work better in the free market.  It doesn’t today because government changed that.  Starting with FDR putting a ceiling on wages.  Which forced employers to offer generous benefits to get the best workers to work for them when they couldn’t offer them more pay.  This was the beginning.  Now the health insurance industry is so bastardized that it doesn’t even resemble insurance anymore.  It’s just a massive cost transfer from one group of people to another.  Instead of a pooling of money to insure against financial risk.  For the few unexpected and catastrophic costs we could not afford and budget for to pay out-of-pocket.

www.PITHOCRATES.com

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