Wal-Mart Health Care Plans are better than Obamacare Plans

Posted by PITHOCRATES - January 12th, 2014

Week in Review

Government at all levels and unions hate Wal-Mart.  Because they are nonunion.  Which helps to keep their costs down.  Enabling them to offer such low prices.  And it’s those low prices that keep bringing customers through their doors.  Allowing them to make a decent profit.  So they can take care of their employees.  Including health care plans that are better than anything offered under Obamacare (see Surprise! Walmart health plan is cheaper, offers more coverage than Obamacare by RICHARD POLLOCK posted 1/7/2014 on the Washington Examiner).

For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Unlike Obamacare, there are no income eligibility requirements. Age and gender do not alter premium rates. The company plan is the same for all of Walmart’s 1.1 million enrolled employees and their dependents, from its cashiers to its CEO.

A Journal of the American Medical Association analysis from September showed that unsubsidized Obamacare enrollees will face monthly premiums that are five to nine times higher than Walmart premiums.

JAMA found the unsubsidized premium for a nonsmoking gouple age 60 can cost $1,365 per month versus the Walmart cost of about $134 for the same couple.

The medical journal reported a 30-year-old smoker would pay up to $428 per month, in contrast to roughly $70 each month for a Walmart employee.

A family of four could pay a $962 premium, but the same Walmart family member would pay about $160.

Low premiums are not the only distinguishing feature of the Walmart plan. The retailer’s employees can use eight of the country’s most prestigious medical facilities, including the Mayo Clinic, Pennsylvania’s Geisinger Medical Center and the Cleveland Clinic.

At these institutions, which Walmart calls “Centers of Excellence,” Walmart employees and their dependents can get free heart or spinal surgery. They can also get free knee and hip replacements at four hospitals nationwide.

Many top-rated Walmart hospitals — such as the Mayo and Cleveland clinics — are left out of most Obamacare exchange plans…

Slayton said the gap between doctor availability in Chicago under the Obamacare and Walmart plans is dramatic.

“You will notice there are 9,837 doctors [under Obamacare]. But the larger network is 24,904 doctors. Huge, huge difference,” he said.

Wall-Mart can give more for less under their health care plan than the government can under Obamacare.  Which proves that the private sector is better than the public sector in doing anything.  Even health care.  So if we want quality health care for everyone then we should get rid of Obamacare and have everyone join a Wal-Mart plan.  But, of course, that won’t happen.  For Obamacare is not about quality health care for everyone.  It’s about amassing power.  Which is why governments and unions attack Wal-Mart.  And we have Obamacare.  Because this transfers money and power from the private sector to the public sector and unions.  Allowing the privileged few to live better lives than the masses.

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