FT104: “Driving is more of a right than health care because it doesn’t cost others when someone drives.” -Old Pithy

Posted by PITHOCRATES - February 10th, 2012

Fundamental Truth

Although it doesn’t Cost Others when Someone Drives it’s Still not a Right because Driving Recklessly can Cost Others

Freedom of religion is a right.  It doesn’t cost me anything (money, time, inconvenience, etc.) for my neighbor to go to church or to practice their religion.  Freedom of speech is a right because it doesn’t cost me anything when someone writes a letter to a newspaper editor.  The right to bear arms is a right because it doesn’t cost me anything when a neighbor owns a gun.  Rights are free in the sense that others don’t have to incur any costs whenever someone exercises a right.  And because they are free no one can grant them.  Or take them away.  Hence they are God-given.  And only God can take them away.  Even an atheist will favor this definition.  For these God-given rights prevent any man from taking away his or her right to publically protest the existence of God.

Housing, food, education, etc., are not rights.  Because these things are expensive.  Someone has to pay for them.  And if you don’t pay for them they will take them away from you.  Or you can lose them if you don’t follow the rules.  A principal can expel a student for causing trouble in high school.  A landlord can evict an unruly tenant in an apartment building.  And if you don’t pay your mortgage the bank can foreclose on your house and take it back.  So these aren’t rights because someone has to pay for them.  You.  Or other people.  And there is a process to go through where someone grants us access to these.  Typically paying for these things.  And following certain rules.

Interestingly, when someone drives a car it doesn’t cost me anything.  Yet driving a car is not a right.  It’s a privilege.  And the thing that makes it a privilege and not a right is similar to housing, food and education.  There are certain rules to follow.  And if a driver doesn’t follow these rules it can then cost others when they drive.  Such as if a driver ignores traffic signals, drives under the influence of alcohol, ignores the posted speed limits, drives recklessly, etc.  Such a person can involve other people who follow the rules into accidents.  Costing them dearly.  It’s because of this that driving is a privilege and not a right.

Unlike Obamacare you can Choose not to Buy Car Insurance by Choosing not to Drive

A car or truck is very heavy.  And as it moves it creates a lot of kinetic energy.  The faster it goes the greater the kinetic energy.  And the greater amount of damage it can cause in an accident.  Causing great damage to other cars.  And their occupants.  Those who were not at fault will incur great costs from these accidents.  The at-fault person, though, may not be wealthy enough to pay these costs.  That’s why we make ALL drivers buy insurance.  So the few that have accidents can have their insurance pay these great costs.  This is a classic example of the use of insurance to spread risk.  Everyone pays a small fee to create a large pool of money to pay for the few who incur these great costs.  By making drivers buy insurance we make them responsible for the consequences of their driving.

Health care is very similar to driving a car.  Only many say health care is a right.  Unlike driving a car.  But health care isn’t a right.  Far from it.  For health care is very expensive.  And someone has to pay for it.  The patient.  Or others.  Just like housing, food and education.  Also, much of our health problems are self-inflicted.  Health problems plague obese people as they age.  Smokers tend to suffer from cardiovascular disease and lung cancer.  Heavy drinkers and drug users suffer a variety of ailments.  People get hurt doing risky things (take dangerous risks while drunk, extreme sports, etc.) and incur great medical costs.  But unlike the driver of a car we don’t make these people responsible for the consequences of their actions.  Instead, we treat them and have other people pay for the consequences of their actions.

Some like to point to the individual mandate in Obamacare as addressing this very problem.  By forcing people to buy health insurance.  So they are responsible for the consequences of their actions.  They say making people buy health insurance is no different from making people buy car insurance.  But it’s not.  Because buying car insurance is not mandatory.  You can choose not to buy it simply by choosing not to drive.  Obamacare offers no such choice.  Unless you call choosing not to live an option.

Health Care is Expensive because Unlike a Driver those who don’t follow the Rules of a Healthy Lifestyle never lose their Living Privilege

Health insurance is nothing like car insurance.  Car insurance protects a person from losing all their savings from an unexpected and unfortunate accident.  By spreading the risk over a great number of people who pay a small premium.  Whereas health care has become welfare.  It has nothing to do with spreading risk.  For people today expect a complete free ride.  For everything.  Whatever the cost.  They don’t want to pay a dime.  Not even for their prescriptions.  They want someone else to pay all of their costs.

And what really makes this welfare is that it will become a pure transfer cost under Obamacare.  The vast majority of people consuming health care are senior citizens.  While the young and healthy consume the least amount of health care.  Obamacare will transfer the costs of those who consume health care to those who don’t.  By forcing the young and healthy to buy health insurance.  That they currently do not buy because they rarely see their doctors.  Instead they use the savings from not buying health insurance to afford something they do use.  Like to pay for a house to live in to start their families.  But once Obamacare forces them to buy health insurance they’ll have to find another cost to cut.  Perhaps selling their car and using public transportation.  Saving on both a car payment.  And the car insurance payment.  Because they have that choice.  Unlike under Obamacare.

Driving a car is more like a right than health care.  It doesn’t cost anyone else as long as they follow the rules of the road.  But we still make them buy car insurance in case they have an accident.  Whereas health care is unlike a right in every way.  There is always a cost whether you follow the rules or not.  And unlike a driver those who don’t follow the ‘rules of a healthy lifestyle’ never lose their ‘living privilege’.  (At least, not yet.  And let’s hope it remains that way.)  They just pass their higher health care costs to others.  Especially the young and healthy who consume very little, if any, health care.  Making it a pure welfare transfer cost.  Of course, in this case, unlike other forms of welfare, this cost will be transferred to those least able to afford it.  The young.  Most of who are not rich.

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